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South region · TX

Texas State Hub

The Lone Star State — capital Austin, home to 30.5 million residents. Texas anchors its economy in energy, technology, and healthcare. Employment is concentrated around Houston and San Antonio, while Dallas and the surrounding counties add regional depth. Overall living costs run below the national average, which shapes both wages and housing expectations across the state.

Editorial review status

Reviewed

This content has been reviewed by the US360 editorial team and reflects our latest editorial review.

Last reviewed
June 18, 2026
Next review
June 18, 2027
Reviewed by
US360 Editorial Team
Review frequency
Every 12 months

Why this status matters

US360 regularly reviews high-value content to improve accuracy, clarity, and usefulness. Topics that change frequently receive more frequent editorial reviews.

At a glance

Key numbers for Texas

Every state hub publishes the same facts in the same order. Values we cannot source per state are labelled as placeholders instead of estimated.

Population
30.5 million
Cost index
93 / 100
Median home
$340,000
Capital
Austin
Capital
Austin
Largest city
Houston
Population
30.5 million

PlaceholderRounded estimate — awaiting a live census data source.

Time zone
Awaiting verified source

PlaceholderSeveral states span more than one zone, so we publish nothing until it is confirmed per county.

Statehood date
Awaiting verified source

Placeholder

Official website
State portal directory
Major industries
Energy · Technology · Healthcare
Climate
Ranges from humid subtropical on the Gulf to arid in the west
Sales tax
Awaiting verified source

PlaceholderState plus local rates change often; we link the state tax agency instead.

Income tax
No state personal income tax, higher property taxes
Cost of living
Index 93 vs. national 100

PlaceholderEditorial index for comparison only, not an official statistic.

Largest cities

  • Houston
  • San Antonio
  • Dallas

Leading industries

  • Energy
  • Technology
  • Healthcare

Worth seeing

  • Big Bend National Park
  • San Antonio River Walk
  • Space Center Houston

Knowledge sections

Everything US360 covers for Texas

Twenty-three standard sections, each linking into the wider Knowledge Library so a state hub never becomes a dead end.

The full picture

Living and working in Texas

Economy

Texas anchors its economy in energy, technology, and healthcare. Employment is concentrated around Houston and San Antonio, while Dallas and the surrounding counties add regional depth. Overall living costs run below the national average, which shapes both wages and housing expectations across the state.

Employment

Hiring in Texas is strongest in energy and technology, with steady demand in healthcare, education, and skilled trades statewide. Salary ranges differ sharply between Houston and smaller markets, so benchmark any offer against local cost of living rather than a national figure.

Housing

Median home values sit near $340,000, with the highest prices in and around Houston and more room in Dallas and outlying areas. Renters should budget for first month's rent plus a security deposit, credit screening, and — in this climate — seasonal utility swings when comparing total monthly housing cost.

Cost of living

Cost index of 93 against the national average of 100. Median home value sits near $340,000. No state personal income tax, higher property taxes.

Healthcare

Care in Texas is delivered through private hospital systems, clinics, and community health centres, with the largest referral hospitals in and around Houston. Coverage usually comes through an employer plan or the health insurance marketplace; before enrolling, confirm that your preferred providers are inside the plan network, because out-of-network care is billed at far higher rates.

Education

Public schooling in Texas is organised by local districts with state oversight, so quality and funding vary between neighbourhoods — compare district reports before choosing housing. Public universities and community colleges charge substantially lower in-state tuition once residency requirements are met, and transfer agreements let students begin locally and finish at a four-year institution.

Transportation

Most of Texas is built around driving, and a vehicle plus state-compliant insurance is the practical baseline outside the urban core of Houston. Houston and San Antonio offer local bus service and, in larger metros, rail or light rail. Plan for annual registration, inspection where required, and winter or storm-season driving conditions typical of the state's climate.

Business climate

Texas registers businesses through its Secretary of State, and most new owners form an LLC or corporation before opening a business bank account. Expect a state filing fee, an annual or biennial report, and industry licensing where applicable. No state personal income tax, higher property taxes — a material factor when modelling owner take-home pay.

Climate

Ranges from humid subtropical on the Gulf to arid in the west

Official resources

Verified Texas agencies and directories

Government, educational, and nonprofit sources only. We link the official directory that resolves to the correct state office rather than guessing an agency URL.

Learning path

A guided route through Texas

Ten modules that take a newcomer from arrival paperwork to long-term financial planning, each mapped onto a published US360 learning path.

Living in Texas

10 modules · about 2 hours · beginner friendly

All learning paths
  1. 1
    Getting started

    Understand how the state is organised and what to handle first.

    12 min

  2. 2
    Housing

    Compare renting and buying, then budget a realistic monthly cost.

    18 min

  3. 3
    Transportation

    Sort a licence, registration and insurance, or plan around transit.

    16 min

  4. 4
    Healthcare

    Choose coverage and confirm your providers sit inside the network.

    15 min

  5. 5
    Employment

    Benchmark salaries against local costs before accepting an offer.

    14 min

  6. 6
    Business

    Register an entity and understand annual state obligations.

    17 min

  7. 7
    Education

    Compare districts, colleges and in-state tuition requirements.

    13 min

  8. 8
    Community

    Find libraries, newcomer groups and local services near you.

    10 min

  9. 9
    Financial planning

    Set up banking, credit and a tax plan for the state.

    15 min

  10. 10
    Safety

    Prepare for the state's weather and emergency conditions.

    12 min

Tools and downloads

Plan your Texas numbers

Calculators and printables you can point at this state. Anything still in production is labelled rather than linked.

  • Cost of Living Calculator

    Test a Texas budget against the index of 93.

    Open tool
  • State Comparison Tool

    Put Texas beside another state across taxes, housing and jobs.

    Open tool
  • Moving Budget Calculator

    Plan the one-off cost of a move into Texas.

    Open tool
  • Salary Comparison Tool

    Check whether a Houston offer keeps up with local costs.

    Open tool
  • Mortgage Affordability Calculator

    Model a purchase near the $340,000 median.

    Open tool
  • Business Startup Checklist

    Work through formation steps for a Texas company.

    Open tool
  • Vehicle Ownership Planner

    Total cost of a car including registration, insurance and fuel.

    In production

Ask and verify

Questions people ask about Texas

How this Texas hub is maintained

Every Texas figure in this hub is published in the same format as all 50 other state hubs so comparisons stay honest. Anything we cannot source per state is marked as a placeholder rather than estimated.

Author
US360 Editorial Team
Reviewed by
US360 Standards Desk
Published
2025-01-15
Last updated
2025-06-01

Sources

Nearby and similar

States next to Texas

Neighbouring states first, then others in the same region.

OKSouth

Oklahoma

The Sooner State

Oklahoma City4.1 million
NMWest

New Mexico

The Land of Enchantment

Santa Fe2.1 million
ARSouth

Arkansas

The Natural State

Little Rock3.1 million
LASouth

Louisiana

The Pelican State

Baton Rouge4.6 million

Recommended for you

Where to go next in this state

Every life area we cover for this state, the statewide resource collections that apply, and the neighbouring guides readers compare it with.

Explore Texas by topic

Related to Your Current Topic

Housing & real estate in Texas

US360 guidance on housing & real estate with Texas-specific notes.

Housing & real estate in Texas
Related to Your Current Topic

Jobs & careers in Texas

US360 guidance on jobs & careers with Texas-specific notes.

Jobs & careers in Texas
Related to Your Current Topic

Healthcare in Texas

US360 guidance on healthcare with Texas-specific notes.

Healthcare in Texas
Related to Your Current Topic

Transportation in Texas

US360 guidance on transportation with Texas-specific notes.

Transportation in Texas
Related to Your Current Topic

Business & investment in Texas

US360 guidance on business & investment with Texas-specific notes.

Business & investment in Texas
Related to Your Current Topic

Education in Texas

US360 guidance on education with Texas-specific notes.

Education in Texas
Related to Your Current Topic

Car insurance in Texas

US360 guidance on car insurance with Texas-specific notes.

Car insurance in Texas
Related to Your Current Topic

Public safety in Texas

US360 guidance on public safety with Texas-specific notes.

Public safety in Texas
Related to Your Current Topic

Legal services in Texas

US360 guidance on legal services with Texas-specific notes.

Legal services in Texas

Statewide resource collections

Official Resource

Government Services

Vetted government services listings, filterable to Texas.

Government Services
Official Resource

Public Safety

Vetted public safety listings, filterable to Texas.

Public Safety
Official Resource

Legal Services

Vetted legal services listings, filterable to Texas.

Legal Services

Neighbouring state guides

Related Topic

Alabama State Guide

The Yellowhammer State · capital Montgomery

South region
Alabama State Guide
Related Topic

Arkansas State Guide

The Natural State · capital Little Rock

South region
Arkansas State Guide
Related Topic

Florida State Guide

The Sunshine State · capital Tallahassee

South region
Florida State Guide

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