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Tool · Coming soon

Mortgage Affordability Calculator

Estimate a realistic purchase price from income, debts, down payment, and current rate assumptions.

How much house is realistic

Editorial review status

Reviewed

This content has been reviewed by the US360 editorial team and reflects our latest editorial review.

How it works

What you put in, what you get out

Every US360 tool is transparent about its inputs, its outputs, and the assumptions in between.

Status
Coming soon
Topic
Real Estate
Inputs
4
Outputs
3

What you provide

  • Household income
  • Monthly debts
  • Down payment
  • Interest rate

What you receive

  • Affordable price range
  • Estimated monthly payment
  • Debt-to-income ratio
  1. 01

    Enter income and recurring debt payments.

  2. 02

    Add your down payment and an interest rate assumption.

  3. 03

    Review the price range and the payment behind it, including taxes and insurance.

Frequently asked questions

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