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South region · TN

Tennessee State Hub

The Volunteer State — capital Nashville, home to 7.1 million residents. Tennessee anchors its economy in healthcare, music and entertainment, and logistics. Employment is concentrated around Nashville and Memphis, while Knoxville and the surrounding counties add regional depth. Overall living costs run below the national average, which shapes both wages and housing expectations across the state.

Editorial review status

Reviewed

This content has been reviewed by the US360 editorial team and reflects our latest editorial review.

Last reviewed
June 18, 2026
Next review
June 18, 2027
Reviewed by
US360 Editorial Team
Review frequency
Every 12 months

Why this status matters

US360 regularly reviews high-value content to improve accuracy, clarity, and usefulness. Topics that change frequently receive more frequent editorial reviews.

At a glance

Key numbers for Tennessee

Every state hub publishes the same facts in the same order. Values we cannot source per state are labelled as placeholders instead of estimated.

Population
7.1 million
Cost index
90 / 100
Median home
$320,000
Capital
Nashville
Capital
Nashville
Largest city
Nashville
Population
7.1 million

PlaceholderRounded estimate — awaiting a live census data source.

Time zone
Awaiting verified source

PlaceholderSeveral states span more than one zone, so we publish nothing until it is confirmed per county.

Statehood date
Awaiting verified source

Placeholder

Official website
State portal directory
Major industries
Healthcare · Music and entertainment · Logistics
Climate
Humid subtropical with warm summers and mild winters
Sales tax
Awaiting verified source

PlaceholderState plus local rates change often; we link the state tax agency instead.

Income tax
No tax on wage income
Cost of living
Index 90 vs. national 100

PlaceholderEditorial index for comparison only, not an official statistic.

Largest cities

  • Nashville
  • Memphis
  • Knoxville

Leading industries

  • Healthcare
  • Music and entertainment
  • Logistics

Worth seeing

  • Great Smoky Mountains
  • Nashville music venues
  • Beale Street

Knowledge sections

Everything US360 covers for Tennessee

Twenty-three standard sections, each linking into the wider Knowledge Library so a state hub never becomes a dead end.

The full picture

Living and working in Tennessee

Economy

Tennessee anchors its economy in healthcare, music and entertainment, and logistics. Employment is concentrated around Nashville and Memphis, while Knoxville and the surrounding counties add regional depth. Overall living costs run below the national average, which shapes both wages and housing expectations across the state.

Employment

Hiring in Tennessee is strongest in healthcare and music and entertainment, with steady demand in healthcare, education, and skilled trades statewide. Salary ranges differ sharply between Nashville and smaller markets, so benchmark any offer against local cost of living rather than a national figure.

Housing

Median home values sit near $320,000, with the highest prices in and around Nashville and more room in Knoxville and outlying areas. Renters should budget for first month's rent plus a security deposit, credit screening, and — in this climate — seasonal utility swings when comparing total monthly housing cost.

Cost of living

Cost index of 90 against the national average of 100. Median home value sits near $320,000. No tax on wage income.

Healthcare

Care in Tennessee is delivered through private hospital systems, clinics, and community health centres, with the largest referral hospitals in and around Nashville. Coverage usually comes through an employer plan or the health insurance marketplace; before enrolling, confirm that your preferred providers are inside the plan network, because out-of-network care is billed at far higher rates.

Education

Public schooling in Tennessee is organised by local districts with state oversight, so quality and funding vary between neighbourhoods — compare district reports before choosing housing. Public universities and community colleges charge substantially lower in-state tuition once residency requirements are met, and transfer agreements let students begin locally and finish at a four-year institution.

Transportation

Most of Tennessee is built around driving, and a vehicle plus state-compliant insurance is the practical baseline outside the urban core of Nashville. Nashville and Memphis offer local bus service and, in larger metros, rail or light rail. Plan for annual registration, inspection where required, and winter or storm-season driving conditions typical of the state's climate.

Business climate

Tennessee registers businesses through its Secretary of State, and most new owners form an LLC or corporation before opening a business bank account. Expect a state filing fee, an annual or biennial report, and industry licensing where applicable. No tax on wage income — a material factor when modelling owner take-home pay.

Climate

Humid subtropical with warm summers and mild winters

Official resources

Verified Tennessee agencies and directories

Government, educational, and nonprofit sources only. We link the official directory that resolves to the correct state office rather than guessing an agency URL.

Learning path

A guided route through Tennessee

Ten modules that take a newcomer from arrival paperwork to long-term financial planning, each mapped onto a published US360 learning path.

Living in Tennessee

10 modules · about 2 hours · beginner friendly

All learning paths
  1. 1
    Getting started

    Understand how the state is organised and what to handle first.

    12 min

  2. 2
    Housing

    Compare renting and buying, then budget a realistic monthly cost.

    18 min

  3. 3
    Transportation

    Sort a licence, registration and insurance, or plan around transit.

    16 min

  4. 4
    Healthcare

    Choose coverage and confirm your providers sit inside the network.

    15 min

  5. 5
    Employment

    Benchmark salaries against local costs before accepting an offer.

    14 min

  6. 6
    Business

    Register an entity and understand annual state obligations.

    17 min

  7. 7
    Education

    Compare districts, colleges and in-state tuition requirements.

    13 min

  8. 8
    Community

    Find libraries, newcomer groups and local services near you.

    10 min

  9. 9
    Financial planning

    Set up banking, credit and a tax plan for the state.

    15 min

  10. 10
    Safety

    Prepare for the state's weather and emergency conditions.

    12 min

Tools and downloads

Plan your Tennessee numbers

Calculators and printables you can point at this state. Anything still in production is labelled rather than linked.

  • Cost of Living Calculator

    Test a Tennessee budget against the index of 90.

    Open tool
  • State Comparison Tool

    Put Tennessee beside another state across taxes, housing and jobs.

    Open tool
  • Moving Budget Calculator

    Plan the one-off cost of a move into Tennessee.

    Open tool
  • Salary Comparison Tool

    Check whether a Nashville offer keeps up with local costs.

    Open tool
  • Mortgage Affordability Calculator

    Model a purchase near the $320,000 median.

    Open tool
  • Business Startup Checklist

    Work through formation steps for a Tennessee company.

    Open tool
  • Vehicle Ownership Planner

    Total cost of a car including registration, insurance and fuel.

    In production

Ask and verify

Questions people ask about Tennessee

How this Tennessee hub is maintained

Every Tennessee figure in this hub is published in the same format as all 50 other state hubs so comparisons stay honest. Anything we cannot source per state is marked as a placeholder rather than estimated.

Author
US360 Editorial Team
Reviewed by
US360 Standards Desk
Published
2025-01-15
Last updated
2025-06-01

Sources

Nearby and similar

States next to Tennessee

Neighbouring states first, then others in the same region.

KYSouth

Kentucky

The Bluegrass State

Frankfort4.5 million
VASouth

Virginia

The Old Dominion

Richmond8.7 million
GASouth

Georgia

The Peach State

Atlanta11 million

Recommended for you

Where to go next in this state

Every life area we cover for this state, the statewide resource collections that apply, and the neighbouring guides readers compare it with.

Explore Tennessee by topic

Related to Your Current Topic

Jobs & careers in Tennessee

US360 guidance on jobs & careers with Tennessee-specific notes.

Jobs & careers in Tennessee
Related to Your Current Topic

Healthcare in Tennessee

US360 guidance on healthcare with Tennessee-specific notes.

Healthcare in Tennessee
Related to Your Current Topic

Transportation in Tennessee

US360 guidance on transportation with Tennessee-specific notes.

Transportation in Tennessee
Related to Your Current Topic

Education in Tennessee

US360 guidance on education with Tennessee-specific notes.

Education in Tennessee
Related to Your Current Topic

Car insurance in Tennessee

US360 guidance on car insurance with Tennessee-specific notes.

Car insurance in Tennessee
Related to Your Current Topic

Public safety in Tennessee

US360 guidance on public safety with Tennessee-specific notes.

Public safety in Tennessee
Related to Your Current Topic

Legal services in Tennessee

US360 guidance on legal services with Tennessee-specific notes.

Legal services in Tennessee

Statewide resource collections

Official Resource

Government Services

Vetted government services listings, filterable to Tennessee.

Government Services
Official Resource

Public Safety

Vetted public safety listings, filterable to Tennessee.

Public Safety
Official Resource

Legal Services

Vetted legal services listings, filterable to Tennessee.

Legal Services

Neighbouring state guides

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