Coming soon
Mortgage Affordability Calculator
Estimate a realistic purchase price from income, debts, down payment, and current rate assumptions.
Real Estate · Subtopic
Mortgages
Pre-approval, loan types, points, escrow, and how lenders read income and credit for newcomers.
In production
Mortgages guides are being written
This subtopic is part of the Real Estate hub. While the first guides are in research, use the tools, downloads, and neighbouring subtopics below.
Practical help
Related tools and downloads
Calculators, checklists, and templates connected to real estate.
Coming soon
Rent vs Buy Calculator
Compare the total cost of renting against owning over your expected time in one place, including closing and selling costs.
PDF
Planning Template
First Apartment Planning Guide
Budget worksheets, lease red flags, and a walk-through inspection sheet for your first American rental.
18 pages20 minv1.6
Updated April 29, 2026
XLSX
Financial Tool
Home Buying Cost Worksheet
Down payment, closing costs, escrow, insurance, and the first-year ownership budget in one sheet.
3 pages9 minv1.4
Updated April 16, 2026
Go deeper
Resources and learning paths
Intermediate
Buying a Home
From renting versus buying through mortgage readiness, closing costs, and the paperwork trail.
4 lessons50 minReal Estate
Planning Guide
First Apartment Planning Guide
Budget worksheets, lease red flags, and a walk-through inspection sheet for renting your first American apartment.
18 pages · PDFOpen
Keep exploring