Mortgage Affordability Calculator
Estimate a realistic purchase price from income, debts, down payment, and current rate assumptions.
Tool · Coming soon
Rent vs Buy Calculator
Compare the total cost of renting against owning over your expected time in one place, including closing and selling costs.
The honest break-even point
Editorial review status
ReviewedThis content has been reviewed by the US360 editorial team and reflects our latest editorial review.
How it works
What you put in, what you get out
Every US360 tool is transparent about its inputs, its outputs, and the assumptions in between.
- Status
- Coming soon
- Topic
- Real Estate
- Inputs
- 4
- Outputs
- 3
What you provide
- Monthly rent
- Purchase price
- Years in home
- Rate and growth assumptions
What you receive
- Break-even year
- Total cost comparison
- Equity projection
- 01
Enter what you pay in rent today.
- 02
Enter the purchase scenario you are considering.
- 03
Find the year at which buying becomes cheaper than renting.
Frequently asked questions
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