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Setting Up Phone and Internet in the United States

Plans, contracts, and avoiding credit-check friction

Marcus Hale

Business & Technology Writer

Published June 21, 2026Updated June 21, 20262 min read

Editorial review status

Reviewed

This content has been reviewed by the US360 editorial team and reflects our latest editorial review.

Last reviewed
June 18, 2026
Last updated
June 21, 2026
Next review
December 18, 2026
Reviewed by
US360 Editorial Team
Review frequency
Every 6 months

Why this status matters

US360 regularly reviews high-value content to improve accuracy, clarity, and usefulness. Topics that change frequently receive more frequent editorial reviews.

Laptop on a desk with blue data reflections

Postpaid mobile plans usually require a credit check and sometimes a deposit. Prepaid plans do not, and they are often cheaper for the same network coverage.

Mobile service

Smaller carriers resell capacity on the major networks at lower prices. Coverage is comparable; customer service and data prioritisation may differ.

  • Prepaid plan — no credit check, month to month
  • Postpaid plan — credit check, device financing available
  • eSIM — often activatable before arrival

Home internet

Availability depends on the physical infrastructure at your address. Check serviceability by exact address before signing a lease if remote work matters to you.

Frequently asked questions

About the author

Marcus Hale

Business & Technology Writer · Denver, Colorado

Marcus Hale covers entrepreneurship and technology for US360, from registering a first LLC to choosing the software stack a small American business actually needs. He has founded two small businesses in the United States.

  • Small business
  • Startups
  • Technology

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