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      <title>Setting Up Phone and Internet in the United States</title>
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      <dc:creator>Marcus Hale</dc:creator>
      <description>Connectivity is one of the first things newcomers arrange and one of the easiest to overpay for. Prepaid options remove most of the friction.</description>
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      <dc:creator>Marcus Hale</dc:creator>
      <description>Identity theft is a real risk in a system built on Social Security numbers. A handful of habits removes most of the exposure.</description>
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